IB32316 950216

Ref: Pg:16 Item:0033

Ref: Pg:12 Item:0037

Ref: Pg:16 Item:0020

Ref: Pg:12 Item:0020

Ref: Pg:6 Item:0021

Ref: Pg:4 Item:0017

Ref: Pg:16 Item:0008

Ref: Pg:12 Item:0008

Ref: Pg:6 Item:0015

Ref: Pg:16 Item:0006

Ref: Pg:12 Item:0006

Ref: Pg:6 Item:0006

Ref: Pg:18 Item:0019

Ref: Pg:18 Item:0021

Ref: Pg:16 Item:0002

Ref: Pg:12 Item:0002

Ref: Pg:6 Item:0002

Ref: Pg:16 Item:0040

Ref: Pg:12 Item:0044

Ref: Pg:4 Item:0009